Fast, Flexible and Transparent Loans
Nithio helps clean energy and climate-focused businesses in Africa access financing more easily and affordably.
With Nithio, businesses get fast, flexible and transparent loans.
What We Offer
Designed specifically for clean energy and climate tech SMEs across Africa.
Fast Approvals
Receive eligibility prequalification in as little as 48 hours.
Flexible Repayment
Access flexible repayment terms tailored to your business’s cash flow.
Competitive Rates
Benefit from market leading interest rates designed with your business health in mind.
Standardized Process
Share only essential information, saving you time and effort.
Responsive Support
Access dedicated support tailored to your business’s journey and challenges.
Africa Focused
Work with a partner deeply familair with African markets and regulatory environments across Sub-Saharan Africa.
How It Works
Simple, fast and transparent process from application to funding.
1
Apply Online
Complete our streamlined application with basic business information and financial details in minutes.
2
Quick Review
Our system reviews your application and you’ll receive a decision within 48 hours.
3
Get Funded
Once approved, funds are delivered quickly so you can focus on growing your clean energy business.
Are You Eligible?
Our funding is built for clean energy and climate tech SMEs across Africa. We handle all the work, so you don’t have to.
Clean energy or climate tech business in Sub-Saharan Africa.
Annual revenue under $2.5 million.
Looking for $50k – $500k in funding.
Established business operations with track record.
Clear growth and capital utilization plan.
Driving Success Across Africa
See what our partners are saying about Nithio’s impact.
Nithio has played a significant role in enabling Winock to scale our delivery of energy access products. We are excited to be partnering with Nithio again to expand our operations in Nigeria.
See what Nithio can do for your business
1-3 Years
Flexible Tenor
48 Hours
Eligibility Prequalification
$50K-$500K
Ticket Size
Our Borrowers
Have Questions? We've Got Answers!
Everything you need to know about our lending process.
What's the lending process like?
Fast and easy. Our system reviews your application and you’ll recieve an eligibility decision within 48 hours.
What businesses are eligible for financing?
Our funding is geared toward SMEs in clean energy and climate tech across Africa..
What happens if I need more time to repay?
We work with our borrowers and advise on the best repayment terms flexible to business needs.
Are there any hidden rates?
Our rates are transparent following industry rates at 11-15%.
What is the typical loan size?
Our loans typically range from $50k to $500k, depending on the company’s size, stage, and capital needs.
Join the growing number of companies that trust Nithio for their financing needs.
Stay up to date with our offerings and opportunities > Join our List